I found this as a comment on an article at The Patriot Post. The name on the comment is
That debt limit thing is just like me and my brother-in-law Jimmy!
My brother-in-law, Jimmy, has been borrowing money from me for years. Although he's always paid me on time, he just asked me to borrow another $30,000 on top of the $140,000 he already owes me.
Being a prudent person, before giving Jimmy the additional loan, I looked into Jimmy's spending habits. Here's what I found:
Although Jimmy doesn't work, an old trust fund pays him $21,900 in annual income. Further investigation reveals that his annual expenses exceed his annual income by $14,600. In other words, Jimmy's expenses are about 60% higher than his income.
(Now I understand why Jimmy wants to increase his loan from $140k to $170k!)
When I diplomatically explain to Jimmy my reluctance to loan him another $30,000 given his poor money management, Jimmy gets angry: "if you don't lend me another $30k by next week, I'm not sure if I'll be able to keep buying your sister's heart medication. And I'm not sure if I'll be able to buy groceries or heat the house this winter either! In fact, if I don't get the $30k by next week, the bank is going to repo your sister's car and foreclose on her house."
"But, Jimmy", I say, "I thought you told me you'd used the initial $140k loan so that you could pay for that house in cash?"
Long story short, although I don't appreciate Jimmy's threats, since I love my sister (his wife), I offered this compromise (I'll let you know his response when and if I get it):
I agreed to lend Jimmy another $9000, but only if he agrees (starting "very soon"!) to decrease his spending by $2.46 per day.
When I said this, Jimmy got really angry and threw another tantrum: "there's no way that could work! You are trying to KILL your sister!!"